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Star Health Insurance

Star Health and Allied Insurance Company Limited

Star Health and Allied Insurance Company Limited is India's first standalone health insurance provider, established in 2006 and headquartered in Chennai. As a market leader, it serves over 17 crore customers and holds a retail health market share of approximately 33% as of FY2025. 

 Key Company Highlights- 

  • Over 14,000+ network hospitals across India for cashless treatment.
  • In-House Claims: Unlike many competitors who use Third-Party Administrators (TPAs), Star Health manages its claims directly with an in-house team to speed up approvals.
  • Claim Settlement Performance: 90% of cashless claims are settled within 2 hours.
  • The company has an overall Claim Settlement Ratio (CSR) of approximately 88.34% for FY 2024–25.
  • Over 880 branches and a field force of more than 8 lakh licensed agents. 
  • The company has +8 Popular Insurance Plans.

 

Popular Health insurance plans

  • Star Comprehensive: Covers a wide range of needs including maternity, dental, and ophthalmic treatments on an OPD basis.
  • Senior Citizens Red Carpet: Specifically for ages 60 to 75, often requiring no pre-policy medical tests.
  • Super Star: A modern plan for millennials featuring "Freeze Your Age" (locking premiums based on entry age) and unlimited restoration of sum insured.
  • Disease-Specific Plans : Dedicated coverage for individuals already diagnosed with Cancer, Diabetes, or Cardiac ailments.
  • Maternity Plan : Suitable plans for newly married couples for maternity with minimum waiting period of one year...


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